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Asset finance broker
Equipment and asset finance solutions
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Finance from over 90 lenders
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Support from application to settlement
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Borrow $10K to $10M
Specialists in equipment, vehicle, and business asset finance Australia-wide
Explore asset finance options for your business
Loans starting from
$10K to $50M
Acquiring business equipment, vehicles, machinery, or technology is essential for growth, productivity, and competitiveness. Whether you need to purchase new assets, upgrade existing equipment, or manage cash flow through structured finance, the right asset finance solution can make a significant difference to your business operations.
We assist business owners, sole traders, and companies in exploring asset finance options that align with their operational needs and financial circumstances. Our approach is practical, transparent, and focused on finding suitable solutions.
With access to over 90 banks, specialist asset lenders, and private funders, we help clients explore finance options for a wide range of business assets across Australia.
Experienced support
Supporting Australian businesses with asset and equipment finance solutions.
Wide lender network
Access to major banks, specialist asset finance lenders, and private lenders.
Practical approach
We help structure applications designed to support your business asset needs.
Expert asset finance solutions
We manage the asset finance process on your behalf. This includes lender selection, application preparation, documentation coordination, and settlement support. Our role is to help you explore suitable finance options while working to streamline the approval process.
We assist with:
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Commercial vehicle finance
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Equipment and machinery finance
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Technology and IT equipment finance
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Medical and healthcare equipment
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Agricultural equipment
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Business fit-out and furniture
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Chattel mortgage structures
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Lease finance options
Our team works to ensure your finance structure aligns with your business cash flow, tax position, and asset utilisation needs. While you focus on operations and growth, we handle the finance process.
OUR LENDING PARTNERS
Established asset finance network
We work with major banks, specialist asset finance companies, equipment finance providers, and private funders. This access allows us to support both standard and complex asset finance scenarios.
Our lender relationships provide policy insight and can support negotiation discussions.
We prioritise transparency and suitability in every recommendation.
Commercial vehicle finance
Commercial vehicle finance helps businesses acquire cars, vans, utes, trucks, trailers, and fleet vehicles. Whether you need a single work vehicle or an entire fleet, appropriate finance structure can support cash flow management and potential tax benefits.
We assist business owners in exploring finance options that consider vehicle type, usage, business structure, and budget. This includes reviewing new versus used vehicles, balloon payments, and residual value considerations before lender submission.
Most asset finance lenders assess business trading history, cash flow, and existing commitments. We prepare applications that present business performance and serviceability clearly. This can support approval processes and negotiation discussions.
We also provide guidance on chattel mortgage versus lease options, GST treatment, and ownership structures. For businesses with regular vehicle replacement needs, we explore fleet management solutions.
For tax implications of different finance structures, we recommend consulting a qualified accountant. Our expertise is in credit and asset finance solutions.
From application to vehicle delivery, we coordinate documentation, valuations where required, and lender conditions to support a smoother transaction process.
Equipment and machinery finance
Equipment and machinery finance supports businesses in acquiring tools, plant, heavy machinery, manufacturing equipment, and specialised apparatus. These assets are often critical to business operations and revenue generation.
We assist with financing earthmoving equipment, forklifts, production machinery, workshop tools, and industry-specific equipment. Each asset type has different lender policies and valuation considerations.
Lenders assess equipment age, condition, resale value, and business capacity to service repayments. We prepare applications that demonstrate equipment necessity, business stability, and cash flow adequacy.
We also advise on new versus used equipment financing, vendor finance arrangements, and equipment upgrade cycles. Where appropriate, we explore balloon payment structures to reduce monthly commitments.
Our objective is to help you explore funding options that support business productivity without placing unnecessary pressure on working capital.
For advice on depreciation schedules and tax deductions related to equipment purchases, we recommend speaking with a qualified accountant.
Technology and IT equipment finance
Technology and IT equipment finance funds computers, servers, software, telecommunications systems, point of sale equipment, and digital infrastructure. Technology assets often require regular upgrades to maintain efficiency and competitiveness.
We assist businesses in financing laptops, desktops, tablets, networking equipment, security systems, and software licenses. Technology finance can also include managed service arrangements and integrated solutions.
Many technology lenders offer shorter terms to align with equipment obsolescence cycles. We help structure finance that matches technology refresh requirements with sustainable repayments.
Lenders assess business creditworthiness, technology necessity, and implementation plans. We position applications to address these factors appropriately.
We also explore bundled technology solutions where hardware, software, and services are financed together. This can simplify budgeting and administration.
Our focus is to help ensure your business has access to appropriate technology finance without compromising cash flow reserves.
Medical and healthcare equipment finance
Medical and healthcare equipment finance supports practitioners and facilities in acquiring diagnostic equipment, treatment devices, dental chairs, ultrasound machines, x-ray equipment, and specialised medical technology.
We assist doctors, dentists, physiotherapists, veterinarians, and healthcare businesses in exploring finance options for equipment that can be costly but essential for service delivery.
Medical equipment lenders understand healthcare business models and typical cash flow patterns. We prepare applications that reflect practice revenue, patient volume, and equipment return on investment.
We also advise on new versus refurbished equipment, warranty considerations, and supplier relationships. Many medical equipment suppliers offer vendor finance arrangements that we can compare against independent lenders.
Our objective is to help healthcare professionals acquire necessary equipment while maintaining practice financial stability.
For advice on practice structure and tax planning, we recommend consulting a qualified accountant with healthcare industry experience.
Construction equipment and plant finance
Construction equipment and plant finance funds excavators, loaders, bulldozers, cranes, concrete equipment, scaffolding, and other construction machinery. These assets are essential for contractors, builders, and civil construction businesses.
We assist construction businesses in exploring finance options for equipment purchases, fleet expansion, and machinery upgrades. Construction equipment often involves significant capital outlay with strong earning potential.
Lenders assess project pipelines, contract security, equipment utilisation rates, and maintenance history. We prepare applications that demonstrate business capacity and project viability.
We also provide guidance on equipment age considerations, hire purchase versus lease structures, and balloon payments. For seasonal businesses, we explore repayment structures that accommodate cash flow fluctuations.
Construction equipment valuations can vary significantly based on condition and market demand. We work with lenders that understand construction industry asset values.
Our focus is to help construction businesses acquire necessary plant and equipment with appropriate finance structures.
Manufacturing and industrial equipment finance
Manufacturing and industrial equipment finance supports businesses in acquiring production machinery, processing equipment, packaging systems, robotics, and industrial tools. These assets directly impact production capacity and efficiency.
We assist manufacturers in exploring finance options for equipment that ranges from small machinery to large-scale production lines. Manufacturing equipment finance often involves detailed feasibility assessment.
Lenders assess production capacity, order books, equipment integration, and business technical capability. We position applications to address these factors comprehensively.
We also advise on equipment specifications, vendor selection, and installation considerations. Where equipment requires custom configuration, we coordinate with lenders on progressive payment structures.
Our objective is to help manufacturing businesses acquire equipment that supports production goals with sustainable finance arrangements.
Agricultural equipment finance
Agricultural equipment finance helps farmers and agricultural businesses acquire tractors, harvesters, irrigation systems, livestock equipment, and farming machinery. Agricultural assets often involve seasonal cash flow considerations.
We assist primary producers in exploring finance options that accommodate agricultural income patterns. This includes understanding commodity cycles, seasonal revenue, and weather-related risks.
Agricultural lenders have specific expertise in farm business assessment. We prepare applications that reflect property values, stock numbers, production history, and succession planning.
We also advise on equipment versatility, fuel efficiency, and maintenance costs. For family farming operations, we explore structures that consider generational transition planning.
Our focus is to help agricultural businesses acquire necessary equipment while managing seasonal cash flow variations.
For advice on farm business structures and agricultural tax concessions, we recommend consulting a qualified rural accountant.
Specialist broker for personal loans
Every business has unique asset needs. Industry type, cash flow patterns, equipment requirements, and business structure all influence lender decisions.
We provide personalised advice, realistic timelines, and clear guidance throughout the asset finance process. Our approach focuses on exploring suitable options and supporting better outcomes.
Apply online
Start your asset finance enquiry securely with expert support.
Explore options
Understand your potential financing capacity before committing to equipment purchases.
Asset finance specialists
Dedicated brokers managing equipment and asset finance applications.
Frequently Asked Questions
Asset finance is a funding method that allows businesses to acquire equipment, vehicles, machinery, or other business assets through structured finance arrangements. The asset typically serves as security for the loan. Asset finance can include chattel mortgages, leases, and hire purchase arrangements.
Most income-producing business assets can be financed including vehicles, equipment, machinery, technology, medical equipment, and business fit-outs. Lenders generally prefer assets with clear valuation methods and resale markets. We help identify which assets may be suitable for finance.
Most asset finance arrangements require between 10% and 30% deposit depending on asset type, age, and business profile. Some established businesses with strong trading history may access higher loan-to-value ratios. New or specialised equipment may require larger deposits.
A chattel mortgage is a finance structure where you own the asset from purchase and it serves as loan security. This structure can offer potential tax benefits for businesses. At loan completion, you own the asset outright. For specific tax implications, we recommend consulting a qualified accountant.
Chattel mortgages involve immediate asset ownership with the asset as security. Leases involve the lender owning the asset during the lease term with ownership transferring at term end (finance lease) or return/upgrade options (operating lease). Each has different tax and accounting treatment. We recommend discussing with a qualified accountant.
A specialist broker understands lender policies, asset valuation methods, and structuring strategies. We compare multiple lenders, prepare comprehensive applications, and can support negotiation discussions. This may improve approval prospects, save time, and help avoid costly mistakes.
Simple asset finance applications for established businesses can be approved within 2-5 business days. More complex applications or new businesses may take 1-3 weeks. Documentation quality and completeness affect timing significantly.
Yes, although new businesses typically face stricter assessment and may require larger deposits or additional security. We explore options with lenders that support startup businesses. Strong business plans and owner guarantees can support applications.
Typical requirements include business financial statements, tax returns, bank statements, supplier quotes, asset specifications, and identification. Requirements vary by lender and business age. We provide tailored checklists to support your application.
Yes, although lenders typically apply stricter criteria and lower loan-to-value ratios for used assets. Equipment age, condition, maintenance history, and remaining useful life all affect financing availability. We help identify lenders that support used equipment finance.
Contact us immediately if you experience financial difficulty. Options may include repayment restructuring, refinancing, or term extensions depending on circumstances. Early communication with lenders can help prevent default situations.