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Commercial loan broker
Smart, strategic finance for Australian businesses
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Commercial finance from over 90 lenders
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Support from application to settlement
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Borrow $200K to $50M
Specialists in business, property, and commercial lending solutions Australia-wide
Find the right commercial loan for your business
Loans starting from
$200K to $50M
Securing appropriate commercial finance is an important step in business growth, managing cash flow, and supporting long term objectives. Whether you are purchasing property, expanding operations, refinancing existing debt, or funding development, your finance structure plays a significant role in business operations.
We assist business owners, investors, and developers in exploring commercial lending options that align with their objectives. Our approach is practical, transparent, and focused on finding suitable solutions.
With access to over 90 banks, specialist lenders, and private funders, we help clients explore both standard and complex commercial scenarios across Australia.
Experienced support
Supporting Australian businesses with commercial and property finance solutions.
Wide lender network
Access major banks, non-bank lenders, and private funding sources across our panel.
Tailored approach
We help structure applications designed to support your business objectives.
Explore commercial finance options
We manage the commercial lending process on your behalf. This includes lender selection, application preparation, credit submission, and settlement coordination. Our role is to help you explore suitable finance options while working to reduce delays and uncertainty.
We assist with:
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Commercial property purchases
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Business expansion funding
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Development and construction finance
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Equipment and asset finance
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Working capital facilities
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Business acquisitions
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Debt consolidation and refinancing
Our team works to ensure your loan structure aligns with your business model, revenue profile, and long term plans. While you focus on operations and growth, we handle the lending process.
Commercial Property Loans
Commercial property loans help fund purchases of offices, warehouses, retail spaces, industrial facilities, and specialised premises. These loans differ significantly from residential mortgages, with lenders placing emphasis on business cash flow, tenant profiles, and asset quality.
We assist business owners and investors in exploring finance options that consider property type, location, and income potential. This includes reviewing lease agreements, rental yields, vacancy risk, and tenant strength before lender submission.
Most commercial lenders assess both the borrower and the property. We prepare applications that present serviceability, asset value, and relevant risk factors. This can support approval processes and negotiation discussions.
We also provide guidance on loan terms, interest only options, fixed versus variable rates, and refinancing considerations. For owner occupiers, we focus on long term affordability. For investors, we consider portfolio performance.
From application to settlement, we coordinate valuations, documentation, and lender conditions to support a smoother transaction process.
Business Expansion Loans
Business expansion loans can support growth initiatives such as opening new locations, increasing staff, launching new products, or entering new markets. These facilities require careful structuring to balance growth opportunity with financial stability.
We review your revenue trends, profit margins, operating costs, and growth projections before recommending suitable lenders. This helps ensure loan options align with realistic performance expectations.
Many lenders require detailed business plans and financial forecasts. We assist in preparing documentation that presents your expansion strategy clearly and professionally.
Where appropriate, we explore facilities with flexible repayment options and redraw features to support evolving cash flow needs. This can help protect your business during growth phases.
Our objective is to help you explore funding options that support sustainable expansion without placing unnecessary pressure on operations.
Commercial Construction and Development Loans
Commercial construction and development loans fund projects such as warehouses, retail centres, medical facilities, and mixed use developments. These loans involve more complex assessments.
We coordinate feasibility studies, quantity surveyor reports, valuations, and costings to meet lender requirements. This can help reduce approval delays and improve funding certainty.
Lenders assess project viability, pre lease commitments, developer experience, and exit strategies. We position your application to address each of these factors comprehensively.
Facilities may include staged funding, capitalised interest, and interest only periods. We work to structure loans that support project cash flow while maintaining lender confidence.
We remain involved throughout construction and completion, assisting with drawdowns, reporting, and post completion refinancing where needed.
Working Capital and Cash Flow Loans
Working capital loans provide businesses with access to funds for day to day operations, supplier payments, staffing, and seasonal fluctuations. These facilities can be essential for maintaining stability and flexibility.
We assist with unsecured loans, secured facilities, overdrafts, and revolving credit lines. Each option suits different business models and cash flow profiles.
Lenders assess transaction history, revenue consistency, and operating margins. We prepare applications that demonstrate business performance and repayment capacity.
We also advise on combining working capital facilities with property backed loans where appropriate. This may help reduce overall funding costs.
Our focus is to help ensure your business has access to suitable liquidity options without compromising long term financial health.
Business Acquisition Loans
Business acquisition loans fund the purchase of existing businesses, franchises, and trading entities. These transactions require detailed financial analysis and careful lender assessment.
We review financial statements, tax returns, customer concentration, and goodwill components before lender submission. This supports realistic valuation and risk assessment.
Many lenders require evidence of management capability and industry experience. We help present your background to support approval prospects.
Where vendor finance or earn out arrangements are involved, we explore blended funding solutions. This can improve deal feasibility.
Our goal is to help you explore acquisition opportunities with appropriate financial structures.
OUR LENDING PARTNERS
Strong commercial lender network
We work with major banks, regional lenders, specialist commercial funders, and private financiers. This access allows us to support both traditional and non standard business scenarios. Our lender relationships can enable improved policy insight and support negotiation discussions. We prioritise transparency and suitability in every recommendation. We also work with over 30 non-bank lenders.
Specialist broker for commercial loans
Every business has unique financial dynamics. Industry type, revenue model, asset base, and management structure all influence lender decisions.
We provide personalised advice, realistic timelines, and clear guidance throughout the lending process. Our approach focuses on exploring suitable options and supporting better outcomes.
Apply Online
Start your commercial loan enquiry securely with expert support.
Get Pre-Approval
Understand your potential funding capacity before committing to major decisions.
Commercial Loan Specialists
Dedicated brokers managing business finance applications.
Frequently Asked Questions
A commercial loan is a finance facility designed for business or investment purposes rather than personal use. It can be used for property purchases, business growth, acquisitions, or development projects. These loans are assessed primarily on business cash flow and asset quality.
Lenders usually require financial statements, tax returns, bank statements, asset schedules, and identification. Additional documents may include leases, business plans, and forecasts. We provide a tailored checklist to support your application.
Yes. Banks generally apply stricter policies and documentation requirements. Non-bank lenders may offer more flexibility but potentially at higher cost. We compare both options objectively.
Yes. Refinancing may help reduce interest costs, release equity, or improve loan terms depending on your circumstances. We review your current facility and assess available alternatives. Timing and structure are important considerations.
Approval timeframes range from one week to several months depending on complexity. Property valuations, credit assessments, and documentation quality affect timing. We manage the process to help minimise delays. We also work with lenders who can facilitate loans within 24 hours.
Yes, although startups typically face stricter assessment. We explore asset backed, guarantor, and alternative funding options where appropriate. Thorough preparation is essential.
Yes. We work with businesses facing cash flow pressure, refinancing challenges, or lender transitions. Alternative funding solutions may be available. Early engagement can improve outcomes.
A specialist broker understands lender policies, risk appetite, and structuring strategies. This can improve application quality and support negotiation discussions. It may also save time and help avoid costly mistakes.