Settled With Joe

Australian based brokerage with expertise in residential home loans, business loans, asset finance, SMSF finance and personal loans.

Your expert broker in tailored finance solutions

Asset Finance
Business Loans
Construction Loans
Personal Loans
Residential Mortgages
SMSF
Loans
Urgent Emergency Loans

Joseph Farhat

Led by director Joseph Farhat, the team at Settled With Joe works with both bank and non-bank lenders, allowing solutions for standard, complex, and non-conforming loan scenarios. Joe and his team are specialists in home loans, commercial finance, construction finance, SMSF lending, and personal loans.

Joe has facilitated 800+ loans across multiple loan types and $500M+ in settled loan volume throughout his career.

  • Over 500+ loans Australia-wide
  • Access to the most competitive interest rates
  • $500M+ facilitated
  • Bank and non-bank lender access

Let's get in touch

Give us a call or fill in the form below and we will contact you. We endeavor to answer all inquiries within 24 hours on business days.

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Purchase Theme
  • Expert Advice
  • Proven results

Built on trust. Driven by results.

Dedicated to helping homeowners, investors and businesses secure smarter, more competitive finance solutions.

To provide honest advice, tailored lending strategies and a smooth, stress-free borrowing experience for every client.

To make your finance journey smooth, informed, and stress-free — from first conversation to final settlement.

Honesty, transparency, and a client-first mindset — because every decision we make starts with what’s best for you.

property mortgage

"Walked us through buying investment property via SMSF. Complex stuff made simple and straightforward." 

– Graham & Helen S, Leichhardt, Sydney

All finance needs are unique

Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.

"Sorted my car loan quickly. Joe explained everything clearly, no fuss."

Jason V. Brisbane

Made our first home possible. Genuinely cared about finding options that suited us."

Emma & Liam K Sydney

"SMSF property purchase felt overwhelming until Joe simplified it. Fantastic support throughout."

Priscilla J Melbourne

"Helped us through the SMSF lending maze. Professional and patient with all questions."

David R Perth

"Refinanced our warehouse smoothly. Joe understood the business needs and delivered options."

Commercial client Gold Coast

When it came to safeguarding my business, partnering with this brokerage was the best decision I made.

Frances Barr Bus driver