Resources
Resources & guides
Practical guides on construction lending, development finance, and what actually happens at each stage of the process.
Non-Bank and Private Construction Finance. A Possible Solution for Some Borrowers.
Non-bank and private lenders are one of several options available in the Australian construction and development finance market. This guide explains how they work, the types of scenarios where they may be relevant, and what borrowers should consider when exploring all available options.
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The Construction Finance Timeline: What Actually Happens Between Land Settlement and First Drawdown
Most articles describe how construction finance works in principle. This one covers what actually happens in sequence, from land settlement through to the first progress payment reaching your builder — so you can hold your lender accountable at every step.
Settlement in 72 Hours: How Construction Borrowers Use Bridging Finance to Save a Deal
When a vendor issues a notice to complete or a fixed-price contract has a sunset clause ticking down, the question isn't whether bridging finance is ideal — it's whether you have a broker who can execute inside the window you have.
Why Your Construction Loan Got Approved, Then Stalled at the First Progress Draw
Construction loan approval is not the finish line. The stall usually happens at drawdown, not application. Understanding why is the difference between a build that runs on schedule and one that blows out in time and cost.
Low Doc, No Doc, and Alt Doc Commercial Finance. What's the Difference?
What's the difference between low doc, no doc and alt doc loans in Australian commercial finance? This plain-English guide explains each loan type, how lenders size a commercial loan, and the range of lender options that may be available depending on your situation.
SMSF Commercial Loans: Using Your Super to Buy Business Property
SMSF commercial loans let trustees use their super to buy commercial property under a Limited Recourse Borrowing Arrangement. This guide covers how they work, LVRs, eligibility, costs, tax, the process, and how a specialist broker helps.